"Use the Roth Ira to avoid capital gain tax up to $8000".???.......BAD ADVICE... imo....AS IF ONE PUTS INVESMENT $$$ IN TRADIONAL IRA AT LEAST ABLE TO TAKE ADV. OF TAX SAVINGS ON CURRENT FILINGS vs. ROTH IRA NO TAX SAVINGS PERIOD AS NOTHING WILL BE GAINED ON PLAY MJNA ANYWAYS THUS NO TAX SAVINGS JUST EMPTY POCKETS.