Dear shareholders Chaya has completed the perfect scam. Never verified a product or shown to have a working one. For years kept issuing so called press releases claiming all kinds of improvements to a phantom payments card. Promoting deals with distribution agents to look legitimate. Announcing multiple times of production runs, planned distribution dates and deals with major credit card companies. It was all a scam from day one. The CEO took our money and squirrelled it all away for herself. Now she's off smiling after setting up another scam.