Sharing Knowledge in Smallcaps

[EZ2]

My old Jones IR used to share that in his retirement pitches.    Not sure it's gospel for everyone..... but personally, been following the rule pretty closely.    Sadly, as you'll now see, RMD can cause some headaches.... both short / long term planning.    One regret here is I loafed too long moving to ROTH(s).   Now paying the pauper !