Jesus is a loving God, there is no one more loving than Him after all He suffered and died for everyone of us. We as humans are not to judge others but God judges the heart for the reasons we do what we do. Heaven and hell start here on earth, correct. Physical hell is in the center of the earth. God is only in us if we have sanctifying grace. If we choose satan and reject God and His ways we judge ourselves to condemnation. If one does not want God here on earth why would they want him after they die?
Everything I post is my opinion, even when there is facts.