Smme is now completely obsolete.. Saw a clip of a guy going into a grocery shop in China buying several items and at the checkout paying with only his palm print... No cards, no phone and not even id. That's where we are now... There will never be a large circulation of fingerprint payments card... The pilots we've been hearing about are now years old and nothing has come of any of them. Chaya has fleeced us all and laughing all the way to the bank and, moved on to her next scam.