Bank analyst Mike Mayo continues to "pound the table" on C. Selling well below tangible book value and over the next 3 years he sees earnings possibly doubling. Even if the stock gradually moves up to where it sells at 1X tangible BV it will be a nice return plus a 3+% dividend that is highly likely to increase each year. I've made it my 3rd largest position behind BRK.B and KMI.