Yeah...My Accounts are mostly at Chucky but even I am apprehensive...that's why I recently 'transferred' 'in kind' a Bulk of my Lehman CTs sitting in an 'Individual Brokerage Acct' to my Roth IRA to kill two birds in one shot. Avoid my gains being 'taken from me' by GubMent as 'Capital Gains Taxes' in future and protect any 'Hanky-Panky' the brokers may play with Individual Acct with the 'pretext' that 'some fee' 'didn't get paid' or some nonsense like that.
I am not sure what Chucky charges as 'Annual Acct Mgmt fee' for Roth IRAs but I am hoping it will be far less than that for an Individual Account....When we hit CT's Paydirt, a lot of the brokerages where our Accounts are will make a 'ton of money' in the form of 'Mgmt Fee', levies on a "%age of Net worth" of the 'Assets Managed'.