.......and you know this because you were invited to participate in GSA settlement negotiations ,.....where you learned of tolling agreements between JPM, and WMI that settled willful misconduct against WMI, and JPM will make secret payments not disclosed because of attorney-client privilege?.........and it is only now that you can disclose to the message board this knowledge of a secret tolling agreement that must be "honored by JPM" at some future time to coincide with LIBOR negotiations, and final windup of the receivership?.......who else knows of this "secret tolling agreement" besides you and the "coffee lady"?...........Lodas