Fannie Mae-No Politics (FNMA)

[Donotunderstand]

https://singlefamily.fanniemae.com/media/9391/display

As I recall - someone provided a link that was color highlighted to show the key changes

This is the new rate chart

As I read it (other than some crazy stuff on the far right that must be out of context IMO IMO) -- those with lower FICO scores have a higher fee ?

see for example the 80% column - as the FICO score decreases the rate goes from .375 to 2.875 .

I just learned about LLPA and assume it is what the lender pays to F and F (and I assume charges the borrower up front?)

https://selling-guide.fanniemae.com/Selling-Guide/Selling-Securitizing-Delivering-Loans/Subpart-C1-General-Info-Execution-Options-Loan-Delivery/Chapter-C1-1-Execution-Options-Overview/1121260591/When-is-a-loan-level-price-adjustment-required.htm

https://singlefamily.fanniemae.com/media/9391/display