Tornado Alley (PROG)

[lesgetrich]

Not quite true...

But Obamacare does hurt small businesses disproportionately........

Corps found a way around it by keeping people listed as part time,,, Just work them 35hrs a week, every week...They also either quit providing it or laid a big part of the cost back on the employee, and that continues.....Our teachers strike was of over just that.....

Another example of the broken social contract now its all becoming another gov subsidy. Our buddy corporate greed took hold, they are professional cost cutters now......Thats where dems dropped the ball

The working poor and poor now have Medicaid, but in between those and upper middle-class, its just plain tough to afford or impossible.....

The subject always ends with the need for the one payer system which would return us to the best in the world again if handled like all those ahead of us, who, they all use the one payer system

Small businesses with fewer than 50 employees are not required to provide health insurance for their employees but if they do offer them insurance, they must provide at least the minimum coverage required by Obamacare. Before the ACA was enacted, insurance companies would offer schlock plans that were loaded with exceptions (e.g. they wouldn't cover cancer or diabetes or some other major illnesses or would limit the amount they were liable to pay). Small companies would often be tempted to offer these policies due to their low premiums (you get what you pay for). Yes, in a sense, small companies were hurt by having to offer full coverage plans (plans that offered Minimum Essential Coverage as defined by the ACA), however, companies that continued to offer coverage were also partly subsidized by Obamacare. Low wage workers that worked for companies that discontinued coverage would find that they were now eligible for individual coverage on the ACA exchanges.

As for ACA policies being "tough to afford or impossible" a big step forward was provided by Biden with the Inflation Reduction Act which extended ACA subsidies thru 2025 and increased the benefits to make it more affordable, however, Biden wants further enhancements to include a public option and reduce the eligibility age for medicare to age 60. Unfortunately, the prospect for additional changes are grim as long as the GOP controls the House.