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[hippityhop]

Democrat Barney Frank is the root cause of the sub-prime.
Forbe's:
"Barney Frank has been a major supporter of every policy that got us into this mess, from the Community Reinvestment Act to President Clinton’s mandate for banks to extend a minimum number of “affordable loans."
"For those who are unfamiliar, the underlying cause of the current credit crisis was a housing bubble. Because these policies incentivized and even mandated banks to extend subprime loans, a shocking 40% of U.S. mortgages were categorized as subprime or Alt-A. These loans were made with virtually no down payment (sometimes no down payment!) to people with less than spectacular credit. The result? A collapse of the housing bubble that has led to a worldwide recession. The same housing bubble that Barney Frank’s pet policies led to."

https://www.forbes.com/sites/greatspeculations/2010/10/15/the-truth-about-barney-frank/?sh=63eaadb663db