Someone posted Serve Bank (FAKE BANK) is a multi-level Ponzi scheme operating in the Philippines ripping off their citizens through get rich gimmicks. Quick DD you can find their history including BNCM (Same group) which holds nearly 1/2 billion SFIO stock. Good chance sellers are those people dumping SFIO on a daily bases.
More you dig more you find SFIO back history. This is why I am asking when will they announce a damn auditor.