Right it's not a loan. In a lot of cases the company(BZWR) sells the shares at a discount to the market as an example .04 per share so BZWR would have to give them 25,000,000 shares. To keystone it is an investment. They can hold the shares or sell 5,000,000 shares on the open market for .05 so they get $250,000 in cash right away and still have 20,000,000 valued @ 1,000,000 since the stock is selling at .05. It can be be a win win for KEYSTONE.