Plaintiff attorneys motive differs from that of plaintiffs.
Not sure why the attorneys for plaintiff have never challenged the use of banking laws (HERA) to regulate insurance companies (FnF). This is the heart of FnF conservatorship problem. Unless this blatant violation of legal principles is resolved, there is no judicial solution. Shareholders of Insurance companies can never get any justice under Banking laws.
You hit the nail! Banking laws are there primarily to prevent a run on bank deposits in times of economic turmoil. Insurance companies do not share that same risk. Whoever applied banking laws to insurance companies did not have a clear understanding of how insurance companies work or were just trying to cut corners.