Why do I think that every single assertion in your post is either inaccurate or explicable.
The only reason you're 'not alone' in your suppositions is that they smack of conspiracy theory fodder, and we know that there is a shit load a that going around.
Only a matter of time until a bat-shit 'false flag' conspiracy theory is circulated. Biden Administration is behind the collapse which they engineered to bolter support for their infrastructure bill.