Even if it gaps up, buy at the ASK anyway. In time that price will look very cheap. When you are looking at dollars, paying a couple cents more is nothing. That said, it depends on how much money you have. Don't overextend yourself or use cash advances. Could be the best thing you did, but it is also risky. I've been there and have done that. In fact, I did everything they tell you not to do at one time or another. I had to learn the hard way. Learn from me, don't go bankrupt.