I believe the effect of the feds attempt to keep rallying the markets through their multi trillion dollars stimulus, huge monthly bond purchases and selected etf investments will diminish over time. In 2021 I believe the markets are flat to down, despite the vaccine. Just about every possible positive scenario is already baked in and more. I am looking for a 10% correction or greater over the coming months. There are just way too many ridiculously priced stocks, and they need to come down substantially. Plus the market is selling at valuations never seen before ! I believe this house of cards will fall hard sometime in 2021 or 2022 with an eventual 40%+ correction.