Plug Power Inc (PLUG)

[scubastevemd]

So no penalties at your age. I'm will be 66 in January. I know when I had a windfall I paid off my house. This freed up $1200 a month and I had less than 5 years to pay it off so the interest write off was next to nothing. It has more to do at our ages as to what you want to do and when you are retiring and your health. Assuming we can ever travel again is that on your bucket list? Maybe repairs to your house? I would look at your needs more than anything. ON traditional IRA that you deferred taxes on you will pay on any gains over your basis. ON Roth's no taxes. If you feel taxes will go up in the future then sell any Traditional IRA's first and pay the taxes now.
Also, look at longevity in your family. if your folks are still alive and you are healthy think longer term. Also, about the spouse if married. If your like me and the men in your family died at or before 65 and you are now past that point try living a bit more for today and enjoy your good luck while still taking care of your loved ones. I hope that some how helps.