I agree but understand HOW LONG HAS IT BEEN since A&M(doing accounting and AUDITING) was no longer involved? Now they have imho the ACTUAL numbers to use for valuation!!!!!!!!!!! Lots of stuff to CHASE(LOL) down to find out real values taken here. OUR mortgages that were on the books taken and sold by JPM ect ect ect. It will happen when it happens and not one second before it happens