The $0.5 mil. marketing fund is unused. That was announced last spring: Posts all over had expected it to be used. They had recognized and unrealized revenues 9/30--Not a lot, but new. Company had yet to receive proceeds from some of the booked notes. So 750,000 new product installs, times only $1.00 eps per month per install, times 12: Augers well. The asset value revenue-makers are in two stores, only since July. They have "Fintech" characteristics, one of which is a low discards rate. Once installed and underway, the installed products get kept, and used.