JAN vs FEB 2012 MORs $4BILLION difference Feb 2012 MOR retained earnings distributions contributed to DCR was around $20 Billion. BUT Jan 2012 MOR retained earnings was showing only $16 Billion. An increase of $4 Billion between Jan and end of Feb 2012. JAN 2012 MOR http://www.kccllc.net/wamu/document/0812229120229000000000016