yep...nice stervc let's talk global... 1% of 1B people globally = 10M 10M times $6 monthly recurring fees = $720M annually attaching a multiple of 8 to revs like peers are trading gives us a market cap of $5.76B that would give us a current SP of around $125, based on a minimal amount of recurring card revenue looks like we've found something special with $PNNX