I also want to point out that the CEO already stated that people are interested in purchasing Xome. The CEO said it was a very valuable franchise. Perhaps Coop is going to sell it off, and be able to use a couple hundred million of the "worthless" nols quickly. This statement was made before the CEO and CFO bought shares in the market. One also has to consider that it might be in the works to spin off Xome as a public enterprise, to reap the multiples that Zillow enjoys. jmo.