I agree with much you've said but each person who is not thinking for himself, and being a sheep, has only himself to blame. New orleans and Katrina showed me that what I already suspected for years was quite true: the comfort and security of the life we think we have is an illusion which can vanish in several hours.
You CAN time the market!
But only after you trash the big 3 myths.
Myth 1 - its possible to get every point of every move ...Myth 2 - you'll never have a drawdown ......Myth 3 - you'll never have a loss