Question: we are looking at cash value from the trusts. You have suggested anywhere from 10b - 400b. Is this the cash value we would get back from the trusts, There were over 700 billion in all the underwriters wrote......where does the additional 300+ go? or why is that not accounted for? is the max 400b the converted cash out price? I think the underwriters were looking at the 10b minimum return but did see the value in cash being alot more to want to be in class 19.