Well vlong I guess its how you look at it. Both my parents are in excellent health and I don't want them to die just so I get a large hunk of money, which, as I understand it, will require tons of time dealing with lawyers, advisors, tax people, and the like. I will have someone else manage the money--won't be me, and won't be put into penny stocks. For the time being I am just a public school teacher busting my ass trying to make a living like most everyone else on this board. You seem to love digging up old messages for some reason.