Bridging and Short Term Finance Bridging loans offer a cheap, fast and flexible method of property finance where financing is needed from 6 to 24 months. Financing can be arranged within days giving you the flexibility you need. Depending upon the risk profile of the property and applicant together with the required loan to value (LTV) the rates payable are primarily assessed on individual bases. Bridging products with a term of up to 24 months include: