OPM is Urban Slang for "other peoples' money"??? I did not know this. I miss the days when OMG meant merely that you were illiterate.
As for Clem, no, I just think he recognizes his audience. He owns a penny stock website where people are dumb and greedy and he is learning to do what the CEO's of those companies do. Hard to believe that Matt went to prison for what has become common place around here.