AZC, I followed your line of thinking about how the FDIC should've cleaned all this up before the merger, it made sense. I don't think it will be much longer, there had to have been some advantage to wait until after, maybe so the WMIH shares could get a higher price. Thanks for all the help in understanding as best we can with what little info comes out. I believe we are seeing just the tip of the iceberg, and can't wait for more, professional info to come out in the days ahead.