Yes. I started researching and posting about safe harbor years ago - maybe more on other MB, i cant remember.
What was interesting is that key changes were made in I think 2010...., TO BE RETROACTIVE, which ended up benefitting legacy WMI.....whether intentional or not. Legacy WMI was effectively grandfathered into prior protection limits, not available now to JPM for example.
I dont have enough fingers to count the times that some 'force' seemed to pull things together in our favor for an unseen good, or guiding hand. A govt. taking would have to quietly be made whole in some way, so there's that....