The Ratliff family has been involved in Collateral Holdings and Triad for a very, very long time.
William T. Ratliff Jr. January 25, 1925 – May 17, 2016
[William, Jr.] join his father at Collateral Investment Company, a then small, local mortgage banking business founded by his father in 1933. When his father died in 1955, Bill became President of Collateral, a position he held until 1986. During that time, Collateral grew into a nationally known and respected mortgage banking firm. He was also active in industry associations, both locally and nationally. As the family business continued to grow, Bill was involved in every major decision in his capacity as largest shareholder. This growth included the founding and expansion of New South Federal Savings Bank, where he served on the Board of Directors; the purchase of Triad Guaranty Insurance Corp, which was subsequently taken public; the purchase and expansion of Southland National Insurance Company; and, numerous smaller ventures.