Thanks for your response CBA09, sorry to ask a few more things: - is it standard or common in these trusts that the originator keeps the residual interest certificates? - if that is the case, how much % of the trust initial value can be the value of the residual interest certificates? - while reading the prospectus of some of the trusts, I found that the servicer retains around 0,40 - 0,50% as servicing fees depending on the PSA. I assume these quantities will remain with JPM that has been the servicer since 2008 or do you believe some of these fees could be kept in some account for the benefit of wmi lt?