Well the question is sell and take the extra $.22 I think it is - and in my case get a fairly substantial loss to offset gains this year - or a slightly lesser payout now and hope the CVR pays off which, in my experience, is highly unlikely. And honestly, then I end up with a CVR clogging my stock list which if it's worth ANYTHING, requires paying a fee that's likely MORE than the value of the damn things to sell it. As well as thinking about the $38 or so fee v. $4.95 for selling. Alley