The negitive divergency has been quite obvious for MA, HSBC perhaps was shorting it before the downgrade<g>--"De Smet kept a "Neutral" rating on MasterCard with a price target of $52 per share. Analyst Says MasterCard Premium Too High Friday September 22, 11:32 am ET HSBC Analyst Says MasterCard Shares Too Expensive Versus First Data" <A HREF="http://biz.yahoo.com/ap/060922/mastercard_analyst_report.html?.v=1" target="_blank">http://biz.yahoo.com/ap/060922/mastercard_analyst_report.html?.v=1</A>