Perhaps might provide a morsel of protection for EFX against some who signed contracts with "fine print." I certainly never signed anything with them.
Doubt any contracts give them the right to handle data negligently. Nor would courts enforce such a clause.
I think EFX is screwed. Class actions increasing by the day. Gotta figure they leaked data on at least 1,000,000 million lawyers around the world! LOLOL!
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