Fannie Mae-No Politics (FNMA)

[bcde]

It does not matter how balance-due is calculated either using separate loans or combining the loans, 30 year or quarterly basis as long compounding is done correctly.

Balance Due calculations @5%

fnma 5% fmcc 5%
2008 Q3 0 13.80
2008 Q4 15.18 44.51
2009 Q1 34.34 50.43
2009 Q2 45.06 49.91
2009 Q3 59.74 49.24
2009 Q4 74.63 48.56
2010 Q1 82.44 58.48
2010 Q2 83.06 59.72
2010 Q3 84.48 59.00
2010 Q4 85.99 58.64
2011 Q1 93.35 57.76
2011 Q2 97.32 58.35
2011 Q3 103.83 63.45
2011 Q4 107.08 62.74
2012 Q1 105.60 61.73
2012 Q2 103.99 60.69
2012 Q3 102.36 59.64
2012 Q4 100.71 58.58
2013 Q1 97.74 53.49
2013 Q2 39.60 47.19
2013 Q3 29.85 43.42
2013 Q4 21.61 13.52
2014 Q1 14.68 3.25
2014 Q2 9.17 -1.21
2014 Q3 5.58 -3.11
2014 Q4 1.65 -5.94
2015 Q1 -0.25 -6.86
2015 Q2 -2.05 -7.69
2015 Q3 -6.43 -11.70
2015 Q4 -8.72 -11.85
2016 Q1 -11.69 -13.74
2016 Q2 -12.75 -13.91
2016 Q3 -15.78 -15.02
2016 Q4 -18.95 -17.51