Mr-truthbetold - These four guys committed fraud. Clear and simple as they mislead us and misrepresented the facts. First, they need to be formally charged for their fraudulent actions. Then they need to be formally indited. Then they will plead guilty via a plea pargan formally. The sentencing guidelines will determine their destiny. We need to get to step one first. It seems that we are presently focused on the real gangsters and ringleaders who got us into this mess.