Wise invester, I to am in FMNJ and doing well. I got in to NDOL at 29.5 so I have a wait for this to pay off. You might want to look at UNCN also.
'The clock of life is wound but once, and no man has the power to tell just when the hands will stop, at late or early hour. Now is the only time you own. Live, love, toil with a will. Place no faith in time. For the clock may soon be still.'