OK - here's what I've got (I can't capture the chart so I'll just point to it): Reconciliation of GAAP Common Shareholder's Equity to Adjusted Book Value: Totals are as follows: 2013 BV per common share = $2.78. 2014 = 1.02 2013 Adjusted book value per common share = 5.46. 2014 = 2.67. That was what I was referring to.