How Healthy is this Bank? Single Branch Bank w/ Over $1Billion in Assets Single Branch Bank w/ Just Under $1Billion in Deposits Profits near $10 Million in past 2 Consecutive Years Extremely well Capitalized w/ nearly $160 Million A Troubled Asset Ratio Below the National Average, 2.60 http://banktracker.investigativereportingworkshop.org/banks/new-york/utica/bank-of-utica/