The wholesale retail market where the owners own the retail end and are financed by the wholesale end and its equity holders while holding the bonds of the wholesaler just spells trouble.
Receivables should be left to collecting tax advance's on profits and not vender financing as we see so much in business today.
Read public financing from allowing tax advances to be used as collateral for vendor financing by the banking institutions.
"banking laws for vendor financing" The great GM loss for GM stakeholders due to vendor financing.