thanks for teaching me something new, so early in the day! and would like to add, and a test any one can try, when you are at a stop light, and see someone begging for money, you will see bmw's, high lander's , all the expensive cars drive right by him, and not give him, or her a cent, but the cheapest looking car, will stop and give him money, why do you think that happens, we all know the expensive cars have people have money, i will tell you, they may have money, but money does bad things to people, it is a tool, used to throw you off track, on whats really important in life! giving! helping thy neighbor! we all know we do not get to take this money to our next life, yet people think they need a ton of it, before they die, only for 40% go back to taxes when you die, it is a shame, our country makes you pay when you die, some people loose property that has been in their family for generations, because when their parents die, and give it to them, the government says they want 40% of its value for inheritance tax! I don't know about you, but i will give my fortunes away, and save the world, and help starving people, before i hand them over any money,,,