I don't give a shit about Time Magazine and their out-of-date perspective.
Bill Clinton signed into law an Act which we now know stripped the safeguards that would have protected us taxpayers from paying dearly for the monumental risks that financial institutions took without any regard to moral hazard.
Why are you giving me these cherry picked links to support your argument? It seems to me that you've got these things saved to make any rebuttal when needed. Why don't you give me something off the top of you head about this subject?