Mary,
It just became clear to me, you don't even have the right document.
Let's do a little excercise, so your plan can be updated on the section in question. (Again, you can print this out, frame it, and hold me to it, and sue me for false representation, lying, etc.)
1) Open up the stolen document.
2) Scroll down to 5.0 Business Concept
3) Delete pargraphs 3, 4.
4) If you followed steps 1-3 properly, you should be left with descriptions of 3 sites. (their initials should be OD, OB, IH)
Now, that pretty much updates the section you are talking about.
Kinda pokes a hole into your whole concept of what MF is, don't it?
MB