Nearly all of usat's transaction income is generated from vending machines, no one is going to buy two candy bars instead of one because they can use their phone instead of cc. You have yet to show how any mobile wallet explosion will trickle down to usat and frankly I believe the reason why you have yet to show it is because there is no straight line between mobile wallet use and usat income.
The early bird gets the worm................
But it's the second mouse that gets the cheese...........
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