I just went long in the American Funds, Income Fund of America with part of my cash in the 401k. The NYA50R should be close to 25%, my entry point. stockcharts.com/c-sc/sc?s=$INDU&p=D&yr=0&mn=9&dy=0&i=p13242908919&a=137590393&r=1410439062467 stockcharts.com/c-sc/sc?s=$NYA50R&p=D&b=5&g=0&i=p41988360896&a=211682319&r=1395697147141