MyECheck Inc (fka MYEC)

[B RY]

"Everyone who has a credit card has a checking account, but not everyone who has a checking account has a credit card," Starrs said. By offering online merchants access to people without credit cards -- or without any more available credit -- the option typically increases sales, Starrs said.    
Sounds to me like Apple could use more than just credit cards in their payment platform...ya think?! :^)