tclark 1, Yes,I think that is the answer. Refer to gloes' post <A HREF="http://www.investorshub.com/boards/read_msg.asp?message_id=10565518" target="_blank">http://www.investorshub.com/boards/read_msg.asp?message_id=10565518</A> I suggest using smart money below 40% which by the way we are at now for the first time since 1-04. When it hits below 40 the system should override to cash (or short ,consider testing both ways) until the next RSI5 or the next short signal occurs. That should help returns. Regards Marc