Fully aware of how a promissory note works, thanks for the update though. That's not what you conveyed in your post. You said that a Third party paid for the product or service and then REVO issues loan notes at deep discounts to Rainco or whoever else pays the debt. The note is issued on the premise per agreement the note will be satisfied according to the terms. The third party is loaning money to REVO not paying bills for them. Quit twisting the terminology, you are right this is done all the time in the case of small companies will little of no cash, called common practice. I would be more leery if no one was willing to finance them even if it is a company Ali has ties to.