Wrong! Averaged in at a little above .10 and yes that means I'm down but I'm not going to whine about it here. Actually, I'm more ticked off I don't have a ton of money to buy more. I also know I'm not the only one either. Frankly, it does no good to complain to others here who are also in the foxhole with you. Some of us are trying to make the best of the situation and doing what we can to improve our situations. Good Luck!